Free carrier tool

Estimate the cash required before your first load.

Build an editable launch budget for filings, insurance, equipment readiness, monthly overhead and working capital.

Editable example

Your launch assumptions

Business, filings and registration

Business formation and professional fees Entity setup, registered agent or professional help

Authority and federal filing costs Use the current amount shown by the official filing system

Process agent and filing services BOC-3 or other filing assistance

UCR, State and local registrations Enter the total that applies to your operation

IRP, IFTA, plates and permits Varies significantly by base State and operation

Drug and alcohol program setup Consortium enrollment and initial testing

Insurance, equipment and readiness

Insurance down payment Use an actual broker quote before committing

ELD hardware and installation

Safety equipment and supplies Triangles, extinguisher, PPE and operating supplies

Truck and trailer readiness Inspection, preventive maintenance and initial repairs

Deposits and initial purchases Parking, fuel account or other refundable deposits

Other one-time startup costs

Monthly fixed overhead

Truck payment

Trailer payment or rental

Monthly insurance premium

Parking and yard

ELD, software and communications

Accounting and administration

Other monthly fixed costs

Monthly road and operating budget

Fuel

Maintenance reserve

Tire reserve

Tolls, scales and parking on the road

Owner draw or driver payroll

Other monthly operating costs

Cash position and reserve target

Working-capital reserve Number of months of estimated operating burn

months

Contingency buffer Applied to startup cost plus working capital

Cash currently available

Calculated instantly

Your launch budget

Recommended launch cash $0

One-time startup costs, selected working-capital reserve and contingency combined.

One-time startup cost $0

Estimated monthly burn $0

Working-capital reserve $0

Contingency amount $0

Monthly fixed overhead $0

Monthly road budget $0

Estimated funding gap $0

Additional cash estimated to reach the selected reserve target.

How the total is built

Filings and business setup: $0
Insurance and equipment readiness: $0
Monthly fixed expenses: $0
Monthly operating expenses: $0

Use actual quotes before launching

The preset figures are an editable example, not official fee guidance. Replace them with current official filing amounts, State-specific credentials, insurance quotes, equipment terms and your own operating plan.

Planning estimate only. It does not include every tax, financing, compliance or operating obligation that may apply.

Estimate the cash required before your first load.

Your launch assumptions

Understand every category before spending.