Practical tools for trucking decisions

Run the numbers before you make the call.

Free calculators and planning worksheets for owner-operators and small fleets. Compare a load, understand cash exposure, evaluate equipment and stay organized.

Explore all tools

Tool directory

Find the right calculator

Search a topic or select a category. All tools are available directly from this page.

Showing 15 tools

5 tools

Profit & pricing

Find a profitable load rate, estimate fuel exposure and account for delays.

Operating costs

Cost-per-mile calculator

Compare total-mile cost, loaded-mile break-even and the revenue margin you need. Start with monthly miles, fuel and operating costs.

Load decisions

Load profitability calculator

Estimate trucking load profit, margin, break-even linehaul and deadhead impact; export a CSV of your assumptions.

Fuel costs

Fuel surcharge calculator

Model a contract diesel-index adjustment, compare eligible miles with deadhead, and export a CSV.

Accessorial revenue

Detention & layover revenue calculator

Calculate contract detention hours, authorized layover or TONU fees and track amounts requested, collected and still outstanding.

Diesel savings

Fuel card savings calculator

Compare two diesel card offers against no card: actual network price, eligible gallons, detour miles, transaction fees and annual net savings.

5 tools

Cash flow & equipment

Compare funding choices, cash runway and the true cost of a truck.

Cash forecast

Carrier cash runway calculator

Forecast twelve weeks of receipts, cash payments, delayed customer invoices and the funding needed to protect your cash buffer.

Equipment finance

Truck loan vs lease calculator

Compare total finance-and-sale costs against a return-at-end truck lease, including residual value, payoff and upfront cash.

Replacement choice

Truck replacement calculator

Compare keeping an older semi with financing a replacement: fuel, repairs, downtime, loan payoff, old-truck sale and residual value.

Business reporting

One-truck profit and loss template

Enter twelve months of freight income, miles, fuel, repairs, overhead, depreciation and interest; download a P&L CSV.

Invoice financing

Freight factoring calculator

Separate advance, refundable reserve and fees. Compare cash timing under flat, periodic or prorated pricing using the terms of your offer.

3 tools

Insurance & risk

Compare policy proposals, deductible exposure and coverage questions.

Compare quotes

Truck insurance quote comparison worksheet

Compare three insurance proposals: annual premium and fees, upfront cash, coverage limits, deductibles and unanswered policy questions.

Deductible exposure

Truck insurance deductible comparison

Compare annual premiums and fixed-dollar deductibles across insured-loss scenarios; check available cash and export the worksheet.

Coverage questions

Insurance requirements checker

Explore the federal filing starting point for an operation and identify additional coverage questions. The result does not establish compliance or replace an insurance agent.

2 tools

Startup & compliance

Plan authority startup costs and the deadlines you need to verify.

Deadlines & renewals

New carrier compliance calendar

Plan MCS-150, UCR, IFTA and Form 2290 dates plus your own inspection, insurance and driver renewals. Export reminders to CSV and calendar.

Launching a carrier

New authority cost planner

Separate launch expenses from recurring costs and working capital. Replace example amounts with your own quotes and applicable filing costs.

Use the result responsibly

A useful estimate starts with good assumptions.

Enter your own operating figures and keep periods, units and cost categories consistent. Example inputs are illustrative, not quotes or guaranteed outcomes. Confirm contract terms, tax treatment, insurance conditions and current regulatory requirements before acting.

Read the supporting trucking guides
  1. 01
    Choose your decision

    Find a tool for the specific question you need to answer.

  2. 02
    Use real figures

    Replace defaults with your costs, mileage and contract terms.

  3. 03
    Check the limits

    Review assumptions and source requirements before relying on a result.